BoT pauses BNPL licensing pending new rules

14 Aug 2026, 01:01 ICT·5w ago

The Bank of Thailand is delaying approval of new buy now, pay later (BNPL) licences while it drafts stricter regulations covering credit limits, interest rates, and borrower protections. New rules are expected in October or November 2026. The move aims to curb household debt and reduce risks in e-commerce lending.

Context — no action needed.

• bank of thailand
• buy now pay later
• regulations
• consumer credit
• household debt